Late payment calculator
The calculator works out interest under art. 395 of the Russian Civil Code at the Bank of Russia key rate day by day, contractual penalties and 1/300 of the rate (housing, shared construction). Part payments and the moratorium are taken into account, and the result with a period table goes straight into a demand letter.
Open in the web app ↗You can look around without an account; calculating, saving and inserting into a document need an account.
How to use it
- Open Tools → Penalty and interest.
- Choose the calculation and enter the debt and the first overdue day.
- Add part payments, if any.
- Press Insert into demand letter or Draft a claim with AI.
Who it helps
- Creditors who are not being paid
- Home buyers and residents (1/300 of the rate)
- Accountants and lawyers preparing claims
Limits
The calculator follows Russian law (Civil Code, Tax Code). The result is for reference: a court may reduce the penalty (art. 333 of the Civil Code) or count the period differently.
Other features
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