Private Loan Agreement (Prêt entre particuliers, France): образец 2026

Loan of money between individuals, with written proof and the 5 000 EUR tax-declaration rule

Страна: Франция
Категория: Займы и расписки
Сверено с законом: 15 ноября 2026 г.

Заполнить в веб-версии ↗Скачать DOCX ↗

Смотреть шаблоны можно без регистрации. Заполнить, скачать DOCX и сохранить — после регистрации.

Что внутри

Written agreement required above 1 500 EUR (art. 1359 C. civ.)
Amount in words and figures by the borrower (art. 1376 C. civ.)
Interest only if fixed in writing (art. 1907 C. civ.)
Declaration on form n° 2062 if loans to one borrower exceed 5 000 EUR in a year
Repayment schedule, default and five-year limitation (art. 2224 C. civ.)

Нормы права

Code civil arts. 1892 ff., 1905, 1907 (prêt de consommation, intérêts)
Code civil arts. 1359, 1376 (proof by writing)
Code civil art. 2224 (five-year limitation)
Déclaration des prêts — formulaire n° 2062 (seuil 5 000 EUR par an et par emprunteur, DGFiP / service-public.gouv.fr)

Начало текста

Показано начало шаблона. Поля в квадратных скобках заполняются в редакторе Legal.

Working English version. Where a French version is signed or required by law, that version prevails.

Important: a loan of more than 1 500 EUR must be proved by a written document (art. 1359 C. civ.). When the total of loans granted to the same borrower exceeds 5 000 EUR in a year, the loan must be declared to the tax authority on form n° 2062 together with the income tax return. Any interest rate must not exceed the usury rate (taux d'usure) published quarterly by the Banque de France.

1. Parties

Lender (prêteur): [Lender full name], born [Lender date of birth], residing at [Lender address].

Borrower (emprunteur): [Borrower full name], born [Borrower date of birth], residing at [Borrower address].

2. Loan

2.1. The Lender lends the Borrower the sum of [Amount in figures] EUR (prêt de consommation, arts. 1892 ff. C. civ.).

2.2. The funds are paid on [Payout date] by [bank transfer from IBAN Lender IBAN / cheque no. Cheque number]. Payment by bank transfer is recommended to evidence the transfer of funds.

2.3. Purpose (optional): [Purpose of the loan].

3. Interest