Private Loan Agreement (Darlehensvertrag, Germany): образец 2026

Money loan between private persons under § 488 BGB with repayment schedule and notice rules

Страна: Германия
Категория: Займы и расписки
Сверено с законом: 15 ноября 2026 г.

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Что внутри

Loan amount, payout and confirmation of receipt
Interest (or no interest) and payment dates (§ 488(2) BGB)
Fixed repayment dates or three-month notice (§ 488(3) BGB)
Default interest (§ 288 BGB) and acceleration
Note on consumer credit rules when the lender is a business (§ 491 BGB)

Нормы права

BGB §§ 488, 489
BGB § 491 (scope of consumer credit rules)
BGB §§ 286, 288, 247

Начало текста

Показано начало шаблона. Поля в квадратных скобках заполняются в редакторе Legal.

Working English version. Where a German version is signed or required by law, that version prevails.

This Loan Agreement (Darlehensvertrag) is made on [Date] between [Lender full name], [Lender address] (the "Lender"), and [Borrower full name], [Borrower address] (the "Borrower").

1. Loan

1.1. The Lender grants the Borrower a loan of [Loan amount in figures] EUR (in words: [Loan amount in words] euros) (§ 488(1) BGB).

1.2. The loan is paid out [in cash on signing / by transfer to the Borrower's account Borrower IBAN] on [Payout date]. The Borrower confirms receipt in Section 6.

1.3. Purpose (optional): [Purpose of the loan].

2. Interest

2.1. The loan bears interest at [Interest rate] % per year [or: The loan bears no interest].

2.2. Unless otherwise agreed, interest is payable after the end of each year and, if the loan is to be repaid earlier, upon repayment (§ 488(2) BGB). Agreed interest dates: [Interest payment dates].

3. Repayment